Information, Terms and Conditions and Usage

As you already know, I’m all about clarity and transparency.

This section, along with our Disclaimer, is here to make sure we’re both on the same page—clear, secure, and protected.

It explains how we collect and use your personal information and how you can responsibly engage with everything shared on this website.

Disclaimer

The Precious Toju Brand, including its affiliated platforms www.precioustoju.com, www.schoolofbusinessrecovery.com and www.livingspringsolicitors.com provides resources, training, coaching, and legal services to individuals and organizations. While every effort is made to ensure the accuracy and reliability of the information provided, such information is for educational and informational purposes only and should not be construed as legal, financial, or professional advice.

Engaging with The Precious Toju Brand does not establish a client-attorney relationship unless explicitly stated in a written agreement. The Precious Toju Brand and its affiliates disclaim any liability for reliance on the information presented on this platform or in any of its materials, save paid services and duly purchased resources, training, coaching programs, private sessions etc. But not on any free resources, as they are majorly for information and educational purposes only.

TERMS OF USE

By accessing or using www.precioustoju.com, www.schoolofbusinessrecovery.com and www.livingspringsolicitors.com (collectively referred to as “the Websites”), you agree to abide by these Terms of Use:

1. Intellectual Property: All content, including but not limited to text, images, videos, courses, books, quotes, logos, and other materials, are the exclusive property of Precious Toju Ukusanjuya, unless otherwise stated. Unauthorized reproduction, distribution, or use of these materials is strictly prohibited.

2. User Conduct: Users must not engage in activities that compromise the security or functionality of the Websites. This includes, but is not limited to, unauthorized access, data scraping, or the dissemination of malicious content.

3. 3. Third-Party Links: The Websites may contain links to third-party websites for informational purposes. The Precious Toju Brand does not endorse or assume responsibility for the content or policies of these third-party websites, save that of precioustoju.com, www.schoolofbusinessrecovery.com and www.livingspringsolicitors.com 

4. Modification of Terms: The Precious Toju Brand reserves the right to modify these Terms of Use at any time without prior notice. Continued use of the Websites constitutes acceptance of the revised terms.

PRIVACY POLICY

The Precious Toju Brand respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how your data is collected, used, and stored when engaging with our services or accessing the Websites.

1. Data Collection: We may collect personal information, such as your name, email address, phone number, and payment details, when you register for courses, purchase resources, or subscribe to our newsletters.

2. Data Usage: Collected data is used to improve our services, process transactions, communicate updates, and deliver personalized content.

3. Data Sharing: We do not sell or share your personal information with third parties, except as required by law or to provide services (e.g., payment processors).

4. 4. Data Security: We implement industry-standard security measures to safeguard your information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. 

5. User Rights: You have the right to access, update, or delete your personal information at any time. To exercise these rights, please contact us at hello@precioustoju.com 

COOKIES POLICY 

WHAT’S A COOKIE?

A “cookie” is a piece of information that is stored on your computer’s hard drive and which records how you move your way around a website so that, when you revisit that website, it can present tailored options based on the information stored about your last visit.

Cookies can also be used to analyse traffic and for advertising and marketing purposes.

Cookies are used by nearly all websites and do not harm your system.

If you want to check or change what types of cookies you accept, this can usually be altered within your browser settings. You can block cookies at any time by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

To see a complete list of the technology and cookies we use on this site, click here. 

HOW DO WE USE COOKIES?

We use cookies to track your use of our website. This enables us to understand how you use the site and track any patterns with regards how you are using our website. This helps us to develop and improve our website as well as products and / or services in response to what you might need or want.

Cookies are either:

Session cookies: these are only stored on your computer during your web session and are automatically deleted when you close your browser – they usually store an anonymous session ID allowing you to browse a website without having to log in to each page but they do not collect any personal data from your computer; or

Persistent cookies: a persistent cookie is stored as a file on your computer and it remains there when you close your web browser. The cookie can be read by the website that created it when you visit that website again. We use persistent cookies for Google Analytics.

Cookies can also be categorised as follows:

Strictly necessary cookies: These cookies are essential to enable you to use the website effectively, such as when buying a product and / or service, and therefore cannot be turned off. Without these cookies, the services available to you on our website cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.

Performance cookies: These cookies enable us to monitor and improve the performance of our website. For example, they allow us to count visits, identify traffic sources and see which parts of the site are most popular.

Functionality cookies: These cookies allow our website to remember choices you make and provide enhanced features. For instance, we may be able to provide you with news or updates relevant to the services you use. They may also be used to provide services you have requested such as viewing a video or commenting on a blog. The information these cookies collect is usually anonymised.

Please note that third parties who advertise on our website (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies. 

RETURN & REFUND POLICY

The Precious Toju Brand strives to ensure client satisfaction with all resources, courses, and services. However, we have the following return and refund guidelines:

1. Digital Products: Due to the nature of digital products (e.g., e-books, online courses), all sales are final, and no refunds will be issued once access is granted.

2. Physical Products: Refunds for physical products will only be issued if the product is returned unused and in its original condition within 5 days of receipt. The customer is responsible for return shipping costs and 25% will be deducted from the refund for administrative and inconvenience purposes.

3. Services: Refunds for coaching, training, or legal services will be considered on a case-by-case basis and are subject to the terms outlined in the specific service agreement.

4. Refund Requests: All refund requests must be sent to refund@precioustoju.com (copying hello@precioustoju.com) within 48 hours of purchase or payment. 

Please note;

• Requests outside this period will not be honoured.
• There will be 25% deduction from the refund for administrative and inconvenience purposes.
• Payment made for some of our services, products and resources are non-refundable, please check out the Terms and Conditions upon purchase
• This is a general return and refund policy that may not apply to all our resources and products

For further inquiries or clarification, please contact us at helo@precioustoju.com  

The Precious Toju Brand remains committed to delivering value, professionalism, and excellence to its clients worldwide.

Thank you for choosing my team and I!

©2025 Precious Toju, Esq. All Rights Reserved.